Super Hall of Fame Top Producer Albert Lai
905-272-3434
Re/Max Realty Specialists Inc., Brokerage
allai@trebnet.com



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When you insure your home, you should insure your home for the total amount it would cost to rebuild your home if it were destroyed. 12 Ways to Save Money on Homeowners Insurance Friends, family, the phone book and Internet are some of the sources you can use to find homeowners insurers.

Get a wide range of prices from several companies. But don't consider price alone. Private Mortgage Insurance - PMI Private mortgage insurance is a type of insurance that helps protect the mortgage company against losses due to foreclosure.

This protection is provided by private mortgage insurance companies and allows mortgage companies to accept lower down payments than would normally be allowed. PMI Cancellation Mortgage insurance can usually be canceled by the home buyer after he or she has at least 20 percent equity in the home.

Borrowers should contact their servicer to find out the procedure for canceling mortgage insurance when they think they have achieved 20 percent equity.

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